Making a Personal Injury Insurance Claim in Colorado

insurance claim

Talk to the Insurance Company With a Personal Injury Attorney

Before you make an insurance claim, find out what you are getting into.

After an injury, our first reaction to is figure how bad we are hurt. If we think the injury may be serious enough, we head to the emergency room to get check out, we go to urgent care or we make an appointment with a doctor.

A question that often arises is who is going to pay for the medical bills. Then we remember that some kind of insurance may cover our injuries, losses and harms.

We may have the urge to call the insurance company to report the injury and see how the medical bills will be paid. In this moment, all we may be thinking about is getting better and getting the medical bills paid. We expect that the insurance company is going to pay for the medical bills and we can move on with our lives.

This is especially true in a hit and run car accident where you will be looking to your insurance company for help.

This is a mistake. Insurance companies’ mission is to save the company money and pay as little of the personal injury claim as they can. An insurance company is a business. Its goal is to protect its assets and make a profit.

Before you speak to the insurance company about your personal injury, you should consult with a personal injury attorney to understand your rights and the insurance company’s obligations and responsibilities.

State governments heavily regulate insurance companies. Insurance companies have laws and rules to follow. They have industry standards to which they must adhere. We help people with insurance claims in Colorado and Massachusetts.

Insurance Company’s Basic Responsibilities When Evaluating Insurance Claims

  • Evaluate the personal injury insurance claim
  • Pay the insurance claim for personal injury
  • Pay all categories of the personal injury insurance claim
  • Deal fairly with you
  • Be honest with you
  • Act in good faith

Talk to a personal injury attorney before you call the insurance company. They are prepared for your call. Are you prepared to call them? You should know what you are required to tell them and what they are required to do for you.

The Insurance Claims We Handle

You can chat with us now, Lee, Myers & O’Connell, LLP for a free consultation about your rights or call us.